Toqio’s CEO Eduardo Martinez Garcia: Conquering Fintech in 2024

The financial technology (fintech) sector is on the brink of significant change in 2024, according to an exclusive interview with Eduardo Martinez Garcia, the CEO and co-founder of Toqio. The interview delves into emerging trends such as embedded finance, artificial intelligence (AI), and machine learning, and their potential impact on the future of financial services. Furthermore, it explores the current state of the fintech industry, the integration of advanced technologies in finance, and the evolving roles of traditional banks amidst these technological advancements. Martinez Garcia emphasizes the critical importance of regulatory compliance in this rapidly changing landscape and offers insights and guidance for entrepreneurs and businesses navigating the dynamic fintech sector. Martínez Garcia discusses his journey in the fintech industry as well as the unique perspectives and strategies that Toqio brings to the field of embedded finance. Toqio is an embedded finance platform that simplifies the creation and integration of financial services. By collaborating with corporations and financial institutions, Toqio enables the distribution of financial products to small and medium-sized enterprises (SMEs). In this way, Toqio aims to bridge the gap between SMEs and financial institutions, providing a cost-effective alternative to complex in-house fintech development projects. Martinez Garcia also discusses the evolution of embedded finance in the corporate sector in 2024. He predicts that corporate-embedded finance platforms will play a key role in this growth, enabling businesses to quickly and easily embed financial services into their own offerings. Furthermore, he highlights the potential regulatory changes in the fintech industry and their impact on embedded finance. Martinez Garcia suggests that emerging technologies such as AI and machine learning will slowly enter the embedded finance space, particularly